The loss of hearing is one of the most widespread conditions in America, yet many people who need them do not wear them. A significant reason that people give for this avoidance of hearing aids is the cost. It is true, the cost of hearing aids and maintenance can be substantial, although the improvement to the quality of one’s life is well worth the price. However, there is encouraging news. United Healthcare is now offering hearing aid insurance to expand hearing aid access to those who would not otherwise be able to purchase hearing aids. CareCredit is providing a new system that makes the process easier for the provider and the patient.
Hearing Health Insurance
United Healthcare Hearing will offer hearing health that is affordable for individuals, employer-based sponsor, and Medicare Advantage plan participants. Custom-programmed hearing aids will cost up to 80 percent less than the price of a device sold in the usual manner. Employers will be able to offer hearing health benefit plans that include a wide range of hearing aid options as well as access to a national network of hearing healthcare professionals. Participants with Medicare Advantage plans will be able to choose custom-programmed hearing aids with no out-of-pocket cost.
All of United Healthcare’s 25 million members will have access to hearing healthcare with more than 5,000 hearing healthcare professionals participating in the plan. The plan, which is known as UnitedHealthcare Hearing, is a merger between the largest provider of hearing insurance, EPIC hearing healthcare, and HealthInnovations, which is a direct-to-consumer provider of hearing aids. The company considers this an efficient way to improve the overall wellbeing of its participants.
Making hearing healthcare more accessible is also the goal of CareCredit. The credit provider is trying to help people get hearing aids as well as make the application process less of a hassle. CareCredit, in cooperation with the Blueprint Office Management System, is now providing more extensive assistance to patients applying for unique financing options. The goal is to enable hearing healthcare professionals the ability to save time and increase productivity. This new system allows CareCredit transactions to be written automatically back to the ledger which saves time and minimizes human error. The CareCredit application process is more straightforward as the information automatically transfers to the CareCredit application. The hearing healthcare professionals fill in a few additional fields of data and receive a decision quickly. Because cost keeps patients from getting the hearing aids they need, this arrangement provides easy access to financial assistance.
Increasing the accessibility of hearing health is vital. Many people need hearing aids, but few use them. People often cite cost as a deterrent for using hearing aids, and at an average price of $6,000 a pair, it is a sound reason. However, insurance plans and unique financing options may be changing things. Hopefully, improving accessibility to hearing aids will help all people who need hearing aids. This welcome news may help improve the hearing health and quality of life of countless individuals.